Agency Echelon
Reference

Rules

The laws, regulations, and platform policies that decide what can be claimed, who can be targeted, and how ads must be labeled. This page is a map, not legal advice. Full jurisdiction-by-jurisdiction registers are maintained by Agency Echelon for data privacy, artificial intelligence, and digital assets.

United States: federal

FTC Act Section 5 and advertising substantiation
Unfair or deceptive advertising is prohibited; claims need a reasonable basis before they are made. Applies to every ad in every channel.
FTC Endorsement Guides (2023) and Fake Reviews Rule (2024)
Disclosure of material connections with endorsers and creators; ban on fake reviews and testimonials.
COPPA (as amended 2025)
Parental consent before collecting personal information from children under 13; no behavioral advertising on child-directed content.
CAN-SPAM Act
Requirements for commercial email: accurate headers, opt-out, physical address.
TCPA
Consent requirements for telemarketing, autodialed calls, and texts; the basis for SMS marketing rules.
FEC political advertising disclaimers
Disclaimer requirements for public communications by candidates, parties, and PACs, extended to internet ads in 2022.
Fair Housing Act, ECOA, and civil rights laws
Restrictions on targeting housing, credit, and employment ads by protected characteristics; the reason platforms limit targeting for those categories.

United States: state privacy

California CCPA/CPRA and the state privacy law patchwork
Opt-out of sale, sharing, and targeted advertising; Global Privacy Control honored; sensitive data limits including precise geolocation. Roughly twenty states have comprehensive laws.
State children's and age-appropriate design laws
Restrictions on targeting and data collection for minors in several states; some enjoined, some in force.

European Union and United Kingdom

GDPR and UK GDPR
Lawful basis for processing; consent for advertising identifiers in practice; fines to 4 percent of global turnover.
ePrivacy Directive (and PECR in the UK)
Consent before storing or reading cookies and similar identifiers.
Digital Services Act
Ad labeling with sponsor and targeting parameters; ban on sensitive-data and minor profiling for ads; public ad repositories for very large platforms.
Digital Markets Act
Gatekeeper obligations including limits on combining personal data across services without consent, affecting Meta and Google targeting in the EU.
Regulation on the Transparency and Targeting of Political Advertising
EU-wide rules for political ads, applicable from October 2025.
EU AI Act transparency obligations (Article 50)
Disclosure duties for AI-generated and manipulated content, in application since August 2, 2026, relevant to synthetic ad creative.
UK Online Safety Act and ASA CAP Code
Platform duties on illegal advertising; the ASA's self-regulatory code for all UK advertising including influencer disclosure.

Platform policies (private rules with the force of access)

Google Ads policies
Prohibited content, restricted categories, personalized advertising limits, political verification.
Meta Advertising Standards
Prohibited and restricted content; special ad categories for housing, employment, credit, and social issues.
Apple App Tracking Transparency and App Store guidelines
Permission for cross-app tracking; SKAdNetwork requirements.
Google Play and Privacy Sandbox on Android policies
Advertising ID handling and data safety disclosure.

Sector-specific

Alcohol, cannabis, gambling, pharmaceuticals, financial products, crypto
Each carries its own federal, state, and platform rules on audience, claims, and disclaimers. Crypto and digital-asset advertising rules are tracked at cryptoregulations.net.
AI in advertising
Disclosure of synthetic content, deepfake restrictions, and platform labeling rules are tracked jurisdiction by jurisdiction at artificialintelligenceregulations.com.

Regulatory terms are defined in the privacy and regulation section of the glossary.

Reference

A reference library for digital advertising, written and reviewed by the Agency Echelon team. Free to read. No advertising, no sponsorship, no affiliate links, no email gate.

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Reviewed September 23, 2026. Reference text is licensed CC BY 4.0. Privacy